Credits and what one buys
On HeyOz an image ad is 2 credits and a video 10; on Higgsfield an image is 2 and a 5-second Kling 3.0 clip 7 to 8. AdCreative.ai spends a credit when you download, not when you generate.
How much does an AI ad generator cost?
Most AI ad generators cost $12 to $80 a month for a solo plan in October 2026. Free tiers exist but watermark exports or cap you at a few credits, and team and agency tiers run $150 to $999 a month. The price tracks credits, seats and video quality rather than the number of ads, and one video costs many times the credits of one image. Tools that also launch ads add a fee on spend, such as Zeely's charge of up to 12 percent.
| Tool | Entry plan | Middle plan | Top plan | Free option |
|---|---|---|---|---|
| AdCreative.ai | Starter $39 a month ($20 on the yearly promotion), one brand | Professional $249 ($125 yearly), 10 brands | Ultimate $999 ($500 yearly) | 7-day trial with 10 credits |
| Creatify | Standard $12 a month (struck through from $15), 55 credits | Pro $44, 280 credits | Max $76 (730 credits, three seats); Business $156 | 10 watermarked credits a month, about two video ads |
| Predis.ai | Core $32 a month or $19 yearly: 1,300 credits, about 325 images or 33 videos | Rise $79 or $40 | Enterprise+ $249 or $212 | 3-day trial that needs a card |
| Canva Grow | Included on Canva Free, with limits by plan | Pro $144 a year for one person | Business $250 a year per person | Yes, on Canva Free |
| invideo AI | Starter $20 a seat a month or $10 yearly, 400 credits | Plus $60 or $30, 2,000 credits | Max $75 a seat on annual billing, 5,000 credits | Small weekly credit allowance, no card |
| Higgsfield | Starter 19 a month billed annually, 270 credits | Plus 59 or 47 annually, 1,200 credits | Ultra 129 or 99 annually, 3,000 credits | Limited use, no commercial use |
| Zeely | Starter $29.95, 2,500 credits | Plus $49.95 | Growth $79.95, 10,000 credits | None listed |
| Vibiz | Pro $79, or $63 billed yearly: 250 generations | Ultra $229, or $183 billed yearly: 500 generations | Ultra, unlimited brands | No free plan or trial |
What drives the answer
Video and retakes
A 1,200-credit plan is about 600 images or far fewer finished videos after retakes. Expect several attempts per usable clip.
Seats and brands
invideo and Higgsfield bill per seat; AdCreative.ai and Creatify raise brand and user counts with each tier.
Fees on ad spend
Only tools that push ads to a platform take a cut of spend. Zeely launches on Facebook and Instagram and notes extra charges of up to 12 percent on ad spend.
An AI ad generator is priced like software: a monthly plan buys a pool of credits, seats and brands, and sometimes the right to launch the ad from inside the tool. The figures in the table are from each vendor's own pricing page on October 13, 2026. A fee on ad spend can outgrow the subscription at a few hundred dollars a day, so compare the subscription plus the fee at your planned budget.
What to do
- Pick the tool by the format you run, then check what one video costs in credits.
- Run your own product through the free tier before paying.
- Add the fee on ad spend at your planned budget before comparing subscriptions.
- Re-check prices quarterly.
Frequently asked questions
Creatify, invideo AI, Higgsfield and Canva Grow all have free tiers, but each limits you. Creatify watermarks exports and gives 10 credits a month, Higgsfield's free plan excludes commercial use, and Canva Grow's free access has plan-based limits. Free tiers are for testing output on your own product, not for running campaigns.
Related questions
Sources
- 1.AdCreative.ai, homepage pricing section and FAQ (October 2026) (checked 2026-10-13)
- 2.Creatify, Pricing (October 2026) (checked 2026-10-14)
- 3.Predis.ai, Pricing (October 2026) (checked 2026-10-14)
- 4.Canva, Pricing (October 2026) (checked 2026-10-13)
- 5.Canva, Canva Grow product page (October 2026) (checked 2026-10-13)
- 6.invideo, Pricing (October 2026) (checked 2026-10-13)
- 7.invideo Help Center, Can I use invideo AI for free? (July 2026) (checked 2026-10-13)
- 8.Higgsfield, Pricing plans (October 2026) (checked 2026-10-13)
- 9.Zeely, Pricing (October 2026) (checked 2026-10-13)
- 10.HeyOz, Pricing (October 2026) (checked 2026-10-13)
- 11.Vibiz, Pricing and plans (October 2026) (checked 2026-10-13)
This page is informational and reflects our own product and workflow recommendations, not professional or legal advice.